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Existing Mortgage Borrowers

• Are you looking for an alternative mortgage deal?
• Is your existing mortgage deal approaching the end of its terms and conditions?
• Do you require further borrowing on your mortgage?
• Are you looking to save money?
• Have your circumstances changed at all?

Did you know..?

As an existing borrower, you could free up some cash from your home to use however you wish! Call us on 0845 600 4346 to find out about our Further Advance schemes.

We are a mutual Building Society, and as such, are committed to putting your interests first.

As an existing mortgage borrower the Newcastle Building Society is committed to ensuring that we continue to meet your mortgage needs for years to come.

We have a dedicated team of mortgage advisers who will be delighted to discuss additional borrowing on your mortgage and review the competitive mortgage deals we have available.

As a Newcastle Building Society borrower you are able to review your mortgage requirements at any time. (Please note that this is subject to your existing mortgage product terms and conditions and to the Society's lending criteria.) You can access full details of available products by clicking on the link below or contacting one of our team of mortgage advisors on 0854 600 5157 or calling into your local branch. Any of our qualified advisors will be delighted to discuss your mortgage needs with you at any time.

A completion fee may be payable depending on the product selected. This fee can be added to your loan or paid up front with your application. (Please note that if you add this fee to your mortgage you will be charged interest on this over the remaining term of the mortgage).

Your Mortgage Statement

On an annual basis, after 31^st December, we will send you a mortgage statement. Your mortgage statement will outline all the payments you have made to your mortgage account, your balance outstanding and interest charged, any insurance charges and any fees that have been debited to your loan.

We appreciate that mortgage statements can sometimes be hard to understand and therefore we have developed a guide to assist you.

To view or download a guide to your mortgage statement, simply click here.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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* Gross/AER
'Gross' interest is the contractual rate of interest payable before the deduction of income tax
'AER' means "Annual Equivalent Rate" and is a notional rate which illustrates the contractual interest rate (excluding any bonus payable) as if paid and compounded on an annual basis

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Newcastle Building Society is authorised and regulated by the Financial Services Authority and is entered in the Financial Services Authority Register under Registration No. 156058.